Recommendations to Improve Merchant Statistics

Recommendations to Improve Merchant Statistics

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Recommendations to Improve Merchant Statistics Below are listed recommendations that could help to reduce fraud level. Merchant must provide an action plan to reduce fraud levels by the payment system. If the merchant doesn’t do anything to reduce fraud level Risk and Compliance department will close merchant traffic. To avoid penalties and disqualification, Merchant must review its business processes. Below are listed recommendations that could help to reduce fraud level.

Here are some guidelines for preventing Internet, telephone or mail order fraud:

Request that cardholders provide the following information during the order taking process:

  • Cardholder Name, exactly how their name appears on their card.
  • Card Number
  • Card Expiration Date, four-digit number MM/YY.
  • CVV (Card Verification Value) and/or CID  (Card Identification Data) for some regions, the three-digit number located on the back of the card in the signature panel.
  • Card billing address along with the ship-to address (when necessary).
  • Home, business or other telephone number where the cardholder can be reached.

For each transaction, be sure to:

  • Request and validate the CVV (Card Verification Value) and/or CID (Card Identification Data) for some regions, the three-digit number located on the back of the card in the signature panel.
  • Verify the customer’s billing address, either electronically or by our address verification service (AVS).
  • Verify the cardholder name, full billing address, email address and phone number with the Issuer in real-time using.
  • Check your delivery service contract for who is responsible for merchandise not delivered.
  • Get a signature for each delivery and keep all delivery records.
  • Do not key card information to force through a sale for which you have received any declined response to your authorization request.
  • If the sale is on a credit card, refund sales on the same card.
  • Include your common DBA and customer service number on the customer’s transaction receipt.
  • Clearly communicate any and all delivery charges, restocking or other fees.
  • Clearly explain any return policies and offer documentation of this policy with each sale.
  • When working on a chargeback, document efforts to satisfy the customer. Be sure to respond to all chargebacks.
  • Duplicate charges, or installment plans, unless otherwise stated, require an authorization for each sale.

Best practices for e- commerce:

  • Clearly identify your company name on your Website, on each page if possible.
  • Include your common DBA and customer service number on the customer’s transaction receipt.
  • Offer a street or P.O. Box address (some people may not want to utilize e-mail) as contact information on your Website.
  • Offer a customer service telephone number.
  • Clearly identify all features of a product or service.
  • Clearly communicate any and all delivery charges, restocking or other fees.
  • Clearly identify your company’s return policy and shipping time frames and offer documentation of these policies with each sale.
  • Disclose the information security policies and processes your business has in place.

How protect customer information on my Web site?

  • Protecting Customer Information
  • Truncate all credit card information.
  • Do not store any CID data in your records or on any type of sales data.
  • Secure your site. Data MUST be stored in a secure environment that is protected by firewalls from your Website or access over the Internet. This data should be password protected with limited authorized use.
  • Do NOT store any customer or credit card information on your Web Server.
  • Please refer to your Merchant Operating Regulations for further Card Not Present (CNP) requirements with respect to the submission of sales.

137 thoughts on “Recommendations to Improve Merchant Statistics”

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  • Maintain moving — simply don’t accidentally run into your espresso desk.
    This one’s perfect for individuals who can’t
    fairly do a regular pull-up (yet). You’ll need a bar or rings
    set to about waist top to do that transfer.
    Put your right hand on the floor and push up until your arm types a straight line from shoulder to
    ankle. (Only the facet of your foot and the palm of your hand ought to
    touch the floor.) Maintain for so long as you can. Planks work
    your core for sure, but in addition they give your biceps a major enhance.

    As for the person heads, the biceps long head helps with shoulder abduction and inward rotation of the arm, and the biceps short head assists with shoulder adduction. If you wish to
    carry out heavy straight units so as to acquire power whereas concurrently blasting your
    biceps with two pump-inducing supersets, then this is the workout for you.
    This high-volume super set biceps exercise is for those who simply want to get big and are ready to train intensely for their new arm measurement.
    As such, this killer combination can be one of
    the most intense supersets as a outcome of you presumably can transfer from drag curls instantly into barbell curls to make your biceps work even harder.

    Being that this is a “single arm” variation, it is also an anti-lateral movement,
    so your core is going to need to struggle to keep your physique from leaning
    to the working aspect. As such, it will hit the core/low back (big time), chest, shoulders, triceps,
    biceps, and even higher again. Conversely, workout three emphasis speedy energy achieve by having you perform lower reps however extra units, a training protocol that will also build loads
    of muscle. All you should do is include some variation into your coaching by doing various dumbbell triceps
    exercises and switching up your rep ranges and weight load.
    Tricep kickbacks tend to get plenty of hate, with individuals writing them off as utterly ineffective.

    Though they aren’t essentially the most efficient exercise by way of the
    total range of motion, they allow you to absolutely contract the triceps.

    If you had been to coach biceps every single day, the muscle group would get overworked, and you’ll likely expertise muscular fatigue, which may hinder efficiency during
    classes. Finally, you’ll end this whole bicep exercise routine
    with the formidable drag curl. As A Outcome Of let’s
    be honest, even if you’re coaching for biceps
    power, you still want to get a great pump within the course of.
    Additionally, don’t get tempted to throw in further sets or
    extra workouts. When you’re a novice, you also can make vital gains from a
    ridiculously low quantity of coaching volume.
    If you’re new to total body coaching, then simply begin with the A
    exercise routine. Not only do arm exercises for ladies help strengthen basic muscle teams
    just like the triceps and biceps, in addition they work other necessary areas like
    your core and back muscles. So there’s nothing mistaken with performing easy bicep exercises as a newbie.
    Even though your train selection could be comparatively simple, the coaching periods will naturally turn out
    to be more difficult as you enhance the weights over the weeks and months.

    Under we are going to take a extra in-depth take a look at each of these tricep exercises
    with dumbbells to discuss the benefits, targeted muscle head(s), and proper form.
    This freedom of motion may find yourself in higher vary of movement and more movements.
    In addition, it can assist mitigate issues with elbow or shoulder pain. You may additionally throw in some biceps or triceps on the end of this back workout.

    In this text, we’ll list the 12 finest biceps exercises you are
    able to do, whether or not you prepare in a fully-equipped gym or at residence using
    dumbbells solely and even just your physique weight.
    To assist you to hone these arms, we created this listing of go-to moves to work your biceps.
    Some hit the lengthy head of the muscle; some focus on the short head.

    To range up the stimulus to your muscles, we’ll mix up the tempo, add pauses with isometrics,
    and even change up the arm angle. Most importantly, the muscle is tasked with flexion of
    the elbow, which signifies that any time you bend your arms—like the aforementioned bodybuilder pose—your biceps are placing within the work to make the move.

    The primary takeaway is still to make the most of loads of variation together with your exercise selection. Nevertheless,
    stick to full ROM for nearly all of your training and you can experiment with
    partial ROM. Dumbbells let you management their place, twisting
    on the wrist and shifting them independently.

    If you’re still aiming to add mass in all places without the specialization, add it to an higher or push
    day following any massive pressing movements.
    Cables are an excellent various, offering stability and tension via a bigger range of movement.

    This might help you absolutely shorten the triceps with out the caveat of a very limited range, as seen in dumbbell kickbacks.

    The appropriate weight for dumbbells when coaching your
    triceps is dependent upon your present strength and health stage.
    Yes, you presumably can undoubtedly build your triceps using only dumbbells.
    Dumbbells are a flexible tool for focusing on and developing the triceps muscles successfully.
    This microcycle is comparatively low triceps volume and units could presumably
    be added to any of the chosen workouts to extend volume if needed.

    This might help strengthen your mind-muscle connection, which
    is essential for building bigger muscle tissue (3). Utilizing dumbbells means you’ll find a way to supinate or flip your forearms as you curl the burden. This includes the second function of the
    biceps and could assist trigger larger muscle development.

    You can use a straight bar, an EZ bar, or a dumbbell, and you can use a devoted preacher bench or put your higher arm against the backrest of a coaching bench.
    All variants are equally efficient; the only potential downside of using an everyday exercise
    bench is that you’re compelled to work one arm at a time, whereas a preacher bench has
    room for each. The most popular exercise for
    constructing larger biceps, the standing barbell curl, can also be one of the effective.

    By squeezing your arms and specializing in the mind-muscle connection between you and your biceps, you
    slowly perform a biceps curl utilizing simply your physique weight.
    To get probably the most out of this train, you must do your greatest to offer maximum
    tension. You all know push-ups train the chest, triceps, and shoulders and have great core stability advantages.
    But whenever you transfer the alignment of your palms
    by reversing then produces extra elbow flexion which gets the
    biceps more involved. This is a sophisticated push-up variation that locations extra
    strain on the wrist and anterior shoulder so ease into this one with fewer reps
    and good type. Biceps is the Latin time period
    for two-headed muscle and the bicep is the main muscle of the anterior upper arm.
    The biceps brief head begins on the scapula (near the ball and socket joint) and inserts into the
    forearm bone the radius.
    A few sets of typical dumbbell curls aren’t enough for training biceps.
    No, you possibly can’t practice the biceps on a daily basis as a
    result of these muscles need relaxation days to find a way
    to regenerate and construct muscle tissue. If certainly
    one of your fitness targets is to construct
    larger arms, you want to plan to do 2-3 biceps workouts per
    week. In addition to supplying you with a bit of a shoulder exercise by targeting exterior shoulder rotation, the No Money Curl favors the short muscle heads, or inner portion of the biceps.

    Going too heavy on this carry will throw you off stability and pull you towards the cable machine.
    Use a reasonable weight and focus on squeezing your biceps with every rep.
    Do 3-5 sets for reps. You cannot complete a
    biceps exercise record with out mentioning Arnie.
    The Governator performed a sophisticated variation of the focus curl in the
    cult-classic documentary Pumping Iron (1977). It has
    since discovered a place in each bodybuilding nerd’s training routine.

    Quite, you probably can add it to an arms workout with triceps
    or along with your back workout. You might need to consider cutting it
    down and spreading it all through your routine or alternating the workouts.
    That Means that to find a way to recruit all of the motor units of your biceps, you want
    to use heavy weight. And since you’ll be able to easily
    overload chin-ups with weight and work up to very heavy loads with it, I counsel starting your biceps workout
    with them and going heavy for fairly low reps.
    Concentration curls was hailed supreme for building a fantastic biceps peak.

    With the preacher curl, no matter the way you perform it, it’s essential you utilize a manageable
    weight. You need full management throughout the motion and to
    twist the weight up using bicep power alone.
    “If you wish to enhance your pulling ability, don’t skip bicep day. If your guns run out of juice method before your rear delts, traps and lats, you are compromising your massive pulls and your back gains too”, not to point out increasing your threat
    of damage. If you’re on this camp, you’ve probably tried methods like going heavier with the smaller arm or doing more reps with the same weight.

    Any biceps train where the upper arm is held behind the body will favour the lengthy head since it crosses
    over the shoulder joint whereas the short head does not.

    Again, the missing issue to most “biceps workouts” is
    altering huge pulling exercises to produce extra biceps activation. You can do hammer curls (palms
    going through in), reverse grip curls (palms dealing
    with forward), and an offset overhand grip (slightly pronated).
    For optimum coaching, you should prepare your biceps no much less than twice a week.
    Research present this appears to be the optimal quantity of coaching for hypertrophy and development.
    That being stated, you would even presumably practice the biceps 3x per
    week. What this might seem like is simply throwing in some
    extra isolation work after your leg days or whenever you train the triceps.

    Round 1Ten chin-ups, 12 hammer curls, 12 inverted rows,
    12 barbell curls, 30 resistance biceps curls. The brachialis and brachioradialis muscles, which
    help flex the elbow joint, additionally add dimension and shape to the pipes, though it
    takes slightly further manipulation to get them to develop.
    The brachioradialis makes up an excellent part of your forearm as nicely and can full your
    arm growth by adding a Popeye-like decrease arm to
    that bulging biceps. In different words, biceps coaching isn’t just about coaching the
    biceps.
    Click On right here to return to our list of power training
    programs and exercises. Also, as a end result of you’re pulling the weight at a diagonal angle,
    you’re not allowing your biceps any probabilities to
    chill out and relaxation. You can use a barbell as a substitute of a pair
    of dumbbells when you choose.
    Every time you push something away from you, your chest is a key
    participant. When you pull one thing towards you,
    your biceps are doing a minimum of some of the work.

    Yes, anything from your physique weight to dumbbells to cables will allow you to to construct muscle.
    Any media can yield quick results provided your muscles endure a
    high sufficient stimulus to promote hypertrophy. It is carried
    out mendacity on the back, either on a bench or the ground, with the toes going through towards a cable stack.
    This motion is often carried out for reasonable to excessive reps
    for a burn and pump as a half of an arm-focused workout.
    Figuring Out the best exercises for muscle development. So, if you’re in search
    of an athletic primarily based total body dumbbell exercise that fills
    a lot of wants with one deed, it is a nice one.
    The dumbbell clean is often regarded as a kettlebell exercise, however it might
    possibly most definitely be accomplished with dumbbells,
    and successfully so. Being that it is a single leg, single arm unilateral motion, additionally it is
    going to significantly contain core and again energy for stability and posture.
    Ideally, every massive compound exercise in your exercise may have no much
    less than two main muscle teams as the first movers.

    Hold reading to discover science-backed methods that can allow you to develop impressive arms faster and smarter.
    We’ve carefully reviewed and fact-checked the knowledge with insights from consultants,
    together with an exercise scientist with over 20 years of expertise in the health club.
    Plus, we share little-known ideas to assist you maximize your outcomes and keep
    away from common errors. Arm your self with these high techniques to build biceps that have peak,
    width, and detail.
    It’s finest to not do full body four occasions per week because your muscular tissues want
    a rest day in between to recuperate and develop.
    A 3-day full physique workout schedule works greatest as a end result of it permits for adequate rest time between workouts.
    Following the earlier train selection is our carry movement, however instead of carrying down at our sides we’re going to do an Overhead Farmer’s Carry.
    You should really feel a lot of postural engagement and you’ll find it’s a challenge
    to maintain your arms as upright and straight as potential.

    While the rep scheme given (3X8-12) is nice for the opposite curls, you’ll perform cheat curls using a 3X5 rep scheme
    and a 3-5 second eccentric. Similar to the above, you need to also use
    totally different hundreds together with your training.
    This is greatest done with the compound movements, BUT you might also use
    lighter masses with the compound actions as well.
    If you’re considering this is comparable advice to each different muscle,
    you would be correct.
    The heavier the load you’ll be utilizing, the more prep sets you’ll need.
    The point of mendacity on your back for the lying cable
    curl is to remove all body momentum. Therefore, it’s prevents cheating and higher isolate
    your elbow flexors. No front delts leaping in to assist, no momentum, just
    pure bicep activation. If you’re serious about building those peaks, this must be in your routine.

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